Torrential rains and floods force local sheriff (Randy Quaid) and town residents of Huntingburg to evacuate and abandon the town. Tension mounts when an armoured car, sent to transport $3 million from local banks, breaks down and drivers, Tom (Christian Slater) and his uncle Charlie (Ed Asner), find themselves stranded. Before they know it they are surrounded by a suspicious crew led by Jim (Morgan Freeman).
Without warning the crew opens fire. The chase is on - Tom wades through thigh-deep waters with the $3 millions in tow, while Jim is determined to find both Tom and the money. The action is non-stop, and so is the rain.
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